:root {
      --charcoal: #1C1C1E;
      --charcoal-deep: #141416;
      --gold: #C4A054;
      --gold-bright: #E8D08A;
      --gold-muted: #8A7040;
      --warm-white: #F5F0E8;
      --warm-cream: #F8F5F0;
      --text-mid: #7A7060;
      --text-muted: #4A4640;
      --text-dark: #1C1C1E;
      --border-dark: rgba(255, 255, 255, 0.08);
      --border-gold: rgba(196, 160, 84, 0.25);
      --nav-height: 68px;
      --max-width: 1200px;
      --pad-v: 96px;
      --pad-h: 40px;
      --radius: 10px;
      --transition: 0.22s ease;
    }

    *,
    *::before,
    *::after {
      box-sizing: border-box;
      margin: 0;
      padding: 0
    }

    img {
      max-width: 100%;
      display: block
    }

    button,
    input,
    select,
    textarea {
      font: inherit
    }

    body {
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 16px;
      line-height: 1.75;
      color: var(--text-dark);
      background: var(--warm-cream)
    }

    h1 {
      font-family: 'Cormorant Garamond', serif;
      font-weight: 300;
      font-size: clamp(34px, 5vw, 52px);
      letter-spacing: 0.05em;
      line-height: 1.15
    }

    h2 {
      font-family: 'Cormorant Garamond', serif;
      font-weight: 300;
      font-size: clamp(26px, 4vw, 38px);
      letter-spacing: 0.06em;
      line-height: 1.2
    }

    h3 {
      font-family: 'Cormorant Garamond', serif;
      font-weight: 400;
      font-size: clamp(22px, 3vw, 30px);
      line-height: 1.25
    }

    .skip-link {
      position: absolute;
      top: -100%;
      left: 16px;
      z-index: 9999;
      padding: 8px 16px;
      background: var(--gold);
      color: var(--charcoal);
      font-weight: 500;
      border-radius: 0 0 4px 4px;
      text-decoration: none
    }

    .skip-link:focus {
      top: 0
    }

    :focus-visible {
      outline: 2px solid var(--gold);
      outline-offset: 3px;
      border-radius: 2px
    }

    .hairline-top {
      position: relative
    }

    .hairline-bottom {
      position: relative
    }

    .hairline-top::before,
    .hairline-bottom::after {
      content: '';
      position: absolute;
      left: 0;
      right: 0;
      height: 1px;
      background: linear-gradient(90deg, transparent 5%, var(--gold) 28%, var(--gold-bright) 50%, var(--gold) 72%, transparent 95%)
    }

    .hairline-top::before {
      top: 0
    }

    .hairline-bottom::after {
      bottom: 0
    }

    .eyebrow {
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 10px;
      letter-spacing: 0.3em;
      text-transform: uppercase;
      color: var(--gold);
      display: block;
      margin-bottom: 20px;
      text-align: center
    }

    .btn-primary {
      background: var(--gold);
      color: var(--charcoal);
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 10px;
      letter-spacing: 0.2em;
      text-transform: uppercase;
      padding: 14px 32px;
      border-radius: 4px;
      border: none;
      cursor: pointer;
      display: inline-block;
      transition: transform var(--transition), opacity var(--transition);
      text-decoration: none
    }

    .btn-primary:hover {
      transform: translateY(-2px);
      opacity: 0.9
    }

    .btn-ghost {
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 10px;
      letter-spacing: 0.2em;
      text-transform: uppercase;
      padding: 14px 32px;
      border-radius: 4px;
      background: transparent;
      border: 0.5px solid rgba(196, 160, 84, 0.35);
      color: var(--text-mid);
      display: inline-block;
      cursor: pointer;
      transition: border-color var(--transition), color var(--transition);
      text-decoration: none
    }

    .btn-ghost:hover {
      border-color: var(--gold);
      color: var(--gold)
    }

    .card {
      background: #FFF;
      border: 0.5px solid var(--border-gold);
      border-radius: var(--radius);
      padding: 28px 22px;
      transition: border-color var(--transition), transform var(--transition)
    }

    .card:hover {
      border-color: var(--gold);
      transform: translateY(-3px)
    }

    input,
    select,
    textarea {
      background: rgba(255, 255, 255, 0.04);
      border: 0.5px solid rgba(255, 255, 255, 0.08);
      border-radius: 4px;
      padding: 10px 13px;
      width: 100%;
      font-family: 'Montserrat', sans-serif;
      font-size: 11px;
      font-weight: 300;
      color: var(--warm-white);
      outline: none;
      transition: border-color var(--transition)
    }

    input:focus,
    select:focus,
    textarea:focus {
      border-color: rgba(196, 160, 84, 0.4)
    }

    select {
      background: #232325;
      color: var(--text-mid);
      -webkit-appearance: none;
      appearance: none;
      cursor: pointer
    }

    @keyframes fadeUp {
      from {
        opacity: 0;
        transform: translateY(24px)
      }

      to {
        opacity: 1;
        transform: translateY(0)
      }
    }

    .animate-up {
      opacity: 0;
      transform: translateY(20px);
      transition: opacity 0.6s ease, transform 0.6s ease
    }

    .animate-up.in-view {
      opacity: 1;
      transform: translateY(0)
    }

    @media(prefers-reduced-motion:reduce) {
      .animate-up {
        transition: none;
        opacity: 1;
        transform: none
      }

      * {
        animation-duration: 0.01ms !important
      }
    }

    .gold-divider {
      width: 40px;
      height: 0.5px;
      background: var(--gold);
      margin: 16px 0 24px
    }

    /* NAV */
    #site-header {
      position: fixed;
      top: 0;
      left: 0;
      width: 100%;
      z-index: 1000;
      height: var(--nav-height);
      transition: background 0.35s ease, backdrop-filter 0.35s ease;
      background: transparent
    }

    #site-header.scrolled {
      background: rgba(28, 28, 30, 0.96);
      backdrop-filter: blur(12px);
      -webkit-backdrop-filter: blur(12px);
      border-bottom: 0.5px solid rgba(196, 160, 84, 0.15)
    }

    .nav-inner {
      max-width: var(--max-width);
      margin: auto;
      padding: 0 var(--pad-h);
      display: flex;
      align-items: center;
      justify-content: space-between;
      height: var(--nav-height)
    }

    .nav-logo {
      display: flex;
      align-items: center;
      gap: 10px;
      text-decoration: none
    }

    .nav-logo span {
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 11px;
      letter-spacing: 0.22em;
      text-transform: uppercase;
      color: var(--warm-white);
      line-height: 1.2
    }

    .nav-links {
      display: flex;
      gap: 32px;
      list-style: none
    }

    .nav-links a {
      font-family: 'Montserrat', sans-serif;
      font-weight: 400;
      font-size: 10px;
      letter-spacing: 0.18em;
      text-transform: uppercase;
      color: rgba(245, 240, 232, 0.65);
      transition: color var(--transition);
      text-decoration: none
    }

    .nav-links a:hover {
      color: var(--gold)
    }

    .nav-links a.active {
      color: var(--warm-white)
    }

    .btn-nav-cta {
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 9px;
      letter-spacing: 0.18em;
      text-transform: uppercase;
      padding: 9px 20px;
      border: 0.5px solid var(--gold);
      color: var(--gold);
      border-radius: 4px;
      background: transparent;
      transition: all var(--transition);
      text-decoration: none
    }

    .btn-nav-cta:hover {
      background: var(--gold);
      color: var(--charcoal)
    }

    .hamburger-btn {
      display: none;
      background: none;
      border: none;
      cursor: pointer;
      padding: 8px
    }

    #mobile-menu {
      display: none;
      position: absolute;
      top: 56px;
      left: 0;
      width: 100%;
      background: rgba(20, 20, 22, 0.98);
      backdrop-filter: blur(16px);
      padding: 28px 24px;
      flex-direction: column;
      gap: 0
    }

    #mobile-menu.open {
      display: flex
    }

    #mobile-menu a {
      display: block;
      padding: 14px 0;
      border-bottom: 0.5px solid rgba(255, 255, 255, 0.05);
      font-family: 'Montserrat', sans-serif;
      font-weight: 400;
      font-size: 13px;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      color: var(--warm-white);
      text-decoration: none
    }

    /* HERO */
    #hero {
      min-height: 100vh;
      display: flex;
      align-items: center;
      justify-content: center;
      text-align: center;
      background: var(--charcoal);
      position: relative;
      overflow: hidden;
      padding: clamp(100px, 12vw, 140px) var(--pad-h) clamp(60px, 8vw, 80px)
    }

    .hero-compass {
      position: absolute;
      top: 50%;
      left: 50%;
      transform: translate(-50%, -50%);
      pointer-events: none;
      z-index: 0;
      opacity: 0.045
    }

    .hero-content {
      position: relative;
      z-index: 1;
      max-width: 680px;
      margin: auto
    }

    #hero .eyebrow {
      animation: fadeUp 0.7s ease 0.1s both
    }

    #hero h1 {
      color: var(--warm-white);
      margin-bottom: 16px;
      animation: fadeUp 0.7s ease 0.25s both
    }

    .hero-sub {
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 15px;
      color: var(--text-mid);
      letter-spacing: 0.04em;
      line-height: 1.7;
      margin-bottom: 40px;
      animation: fadeUp 0.7s ease 0.4s both
    }

    .hero-ctas {
      display: flex;
      gap: 16px;
      justify-content: center;
      flex-wrap: wrap;
      animation: fadeUp 0.7s ease 0.55s both
    }

    /* WHO WE SERVE */
    #who-we-serve {
      background: var(--charcoal);
      padding: var(--pad-v) var(--pad-h);
      text-align: center
    }

    .persona-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 20px;
      max-width: 960px;
      margin: 48px auto 0
    }

    .persona-card {
      background: rgba(255, 255, 255, 0.03);
      border: 0.5px solid rgba(196, 160, 84, 0.2);
      border-radius: var(--radius);
      padding: 28px 24px;
      text-align: center;
      transition: border-color var(--transition), transform var(--transition)
    }

    .persona-card:hover {
      border-color: rgba(196, 160, 84, 0.6);
      transform: translateY(-4px)
    }

    .persona-icon {
      width: 44px;
      height: 44px;
      border: 0.5px solid rgba(196, 160, 84, 0.3);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      margin: 0 auto 16px
    }

    .persona-title {
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 10px;
      letter-spacing: 0.2em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 12px
    }

    .persona-body {
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 13px;
      line-height: 1.7;
      color: var(--text-mid)
    }

    .not-a-fit {
      margin-top: 32px;
      text-align: center;
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 12px;
      font-style: italic;
      color: rgba(196, 160, 84, 0.35)
    }

    /* SERVICES */
    #services {
      background: var(--warm-cream);
      padding: var(--pad-v) var(--pad-h);
      text-align: center
    }

    .service-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 16px;
      max-width: 1120px;
      margin: 48px auto 0;
      text-align: left
    }

    .svc-icon {
      width: 40px;
      height: 40px;
      border: 0.5px solid var(--gold);
      border-radius: 4px;
      margin-bottom: 16px;
      display: flex;
      align-items: center;
      justify-content: center
    }

    .svc-title {
      font-family: 'Cormorant Garamond', serif;
      font-weight: 400;
      font-size: 18px;
      color: var(--text-dark);
      margin-bottom: 10px
    }

    .card .svc-body {
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 13px;
      line-height: 1.7;
      color: #6A6460
    }

    .svc-learn {
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 10px;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      color: var(--gold);
      margin-top: 16px;
      display: inline-block;
      text-decoration: none;
      transition: letter-spacing 0.2s
    }

    .svc-learn:hover {
      letter-spacing: 0.2em
    }

    .svc-badge {
      position: absolute;
      top: 0;
      right: 0;
      background: var(--gold);
      color: var(--charcoal);
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 8px;
      letter-spacing: 0.12em;
      text-transform: uppercase;
      padding: 4px 10px;
      border-radius: 0 var(--radius) 0 4px
    }

    .svc-stats {
      border-top: 0.5px solid rgba(196, 160, 84, 0.15);
      margin-top: 14px;
      padding-top: 10px;
      display: flex;
      gap: 16px
    }

    .svc-stat-num {
      font-family: 'Cormorant Garamond', serif;
      font-style: italic;
      font-size: 18px;
      color: var(--gold)
    }

    .svc-stat-label {
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 9px;
      color: #8A8078
    }

    /* WILL TRUST DETAIL REBUILD */
    #will-trust-detail {
      background: #1C1C1E;
      border-radius: 12px;
      margin-top: 32px;
      padding: 48px;
      display: grid;
      grid-template-columns: 1.4fr 1fr;
      gap: 48px;
      text-align: left;
    }

    #will-trust-detail .eyebrow {
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 9px;
      letter-spacing: 0.18em;
      text-transform: uppercase;
      color: #C4A054;
      margin-bottom: 12px;
      display: block;
      text-align: left;
    }

    #will-trust-detail h3 {
      font-family: 'Cormorant Garamond', serif;
      font-weight: 300;
      font-size: 28px;
      color: #F5F0E8;
      margin-bottom: 20px;
      line-height: 1.2;
    }

    .wt-body {
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 14px;
      line-height: 1.75;
      color: #7A7060;
      margin-bottom: 24px;
    }

    .includes-label {
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 9px;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      color: #4A4640;
      margin-bottom: 10px;
      display: block;
    }

    .includes-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 6px 20px;
    }

    .includes-item {
      display: flex;
      gap: 8px;
      align-items: flex-start;
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 13px;
      color: #7A7060;
    }

    .includes-icon {
      width: 14px;
      height: 14px;
      border-radius: 50%;
      border: 0.5px solid #C4A054;
      display: flex;
      align-items: center;
      justify-content: center;
      flex-shrink: 0;
      margin-top: 2px;
    }

    .compliance-note {
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 11px;
      font-style: italic;
      color: #4A4640;
      margin-top: 16px;
      line-height: 1.5;
    }

    /* RIGHT COLUMN: PRICING */
    .pricing-stack {
      display: flex;
      flex-direction: column;
      gap: 12px;
    }

    .pricing-card {
      background: rgba(255, 255, 255, 0.04);
      border: 0.5px solid rgba(196, 160, 84, 0.2);
      border-radius: 10px;
      padding: 20px;
    }

    .pricing-card.featured {
      background: rgba(196, 160, 84, 0.06);
      border: 0.5px solid #C4A054;
    }

    .price-label {
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 9px;
      letter-spacing: 0.18em;
      text-transform: uppercase;
      color: #C4A054;
      margin-bottom: 4px;
      display: block;
    }

    .price-text {
      font-family: 'Cormorant Garamond', serif;
      font-weight: 300;
      font-size: 22px;
      color: #F5F0E8;
      margin-bottom: 8px;
      display: block;
    }

    .price-desc {
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 11px;
      color: #5A5248;
      line-height: 1.6;
    }

    .turnaround-badge {
      background: rgba(196, 160, 84, 0.1);
      color: #C4A054;
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 9px;
      padding: 4px 10px;
      border-radius: 20px;
      margin-top: 10px;
      display: inline-block;
    }

    .rush-note {
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 10px;
      font-style: italic;
      color: #5A5248;
      margin-top: 6px;
    }

    .btn-wt-cta {
      display: block;
      text-align: center;
      margin-top: 20px;
      background: #C4A054;
      color: #1C1C1E;
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 10px;
      letter-spacing: 0.22em;
      text-transform: uppercase;
      padding: 14px;
      border-radius: 4px;
      text-decoration: none;
      transition: opacity 0.2s;
    }

    .btn-wt-cta:hover {
      opacity: 0.9;
    }

    .pricing-card {
      background: rgba(255, 255, 255, 0.04);
      border: 0.5px solid rgba(196, 160, 84, 0.2);
      border-radius: var(--radius);
      padding: 20px
    }

    .pricing-card.featured {
      background: rgba(196, 160, 84, 0.06);
      border: 0.5px solid var(--gold);
      margin-top: 12px
    }

    .pricing-label {
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 9px;
      letter-spacing: 0.18em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 8px;
      display: block
    }

    .pricing-price {
      font-family: 'Cormorant Garamond', serif;
      font-weight: 300;
      font-size: 22px;
      color: var(--warm-white)
    }

    .pricing-desc {
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 11px;
      color: #5A5248;
      line-height: 1.6;
      margin-top: 8px
    }

    .pricing-badge {
      background: rgba(196, 160, 84, 0.1);
      color: var(--gold);
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 9px;
      padding: 4px 10px;
      border-radius: 20px;
      margin-top: 10px;
      display: inline-block
    }

    .rush-note {
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 10px;
      font-style: italic;
      color: #5A5248;
      margin-top: 6px
    }

    /* PROCESS */
    #process {
      background: var(--charcoal);
      padding: var(--pad-v) var(--pad-h);
      text-align: center
    }

    .process-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      position: relative;
      max-width: 900px;
      margin: 48px auto 0
    }

    .process-grid::before {
      content: '';
      position: absolute;
      top: 28px;
      left: calc(16.66% + 28px);
      right: calc(16.66% + 28px);
      height: 0.5px;
      z-index: 0;
      background: linear-gradient(90deg, rgba(196, 160, 84, 0.2), rgba(196, 160, 84, 0.5), rgba(196, 160, 84, 0.2))
    }

    .process-step {
      text-align: center;
      padding: 0 24px;
      z-index: 1
    }

    .step-num {
      width: 56px;
      height: 56px;
      border-radius: 50%;
      border: 0.5px solid var(--gold);
      display: flex;
      align-items: center;
      justify-content: center;
      font-family: 'Cormorant Garamond', serif;
      font-style: italic;
      font-size: 28px;
      font-weight: 300;
      color: var(--gold);
      background: var(--charcoal);
      margin: 0 auto 20px
    }

    .step-title {
      font-family: 'Cormorant Garamond', serif;
      font-weight: 400;
      font-size: 20px;
      color: var(--warm-white);
      margin-bottom: 10px
    }

    .step-body {
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 13px;
      color: var(--text-mid);
      line-height: 1.7
    }

    .step-duration {
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 9px;
      letter-spacing: 0.2em;
      text-transform: uppercase;
      color: rgba(196, 160, 84, 0.5);
      margin-top: 12px;
      display: block
    }

    /* ABOUT */
    #about {
      background: var(--warm-cream);
      padding: var(--pad-v) var(--pad-h)
    }

    .about-grid {
      display: grid;
      grid-template-columns: 1fr 1.7fr;
      gap: 56px;
      max-width: 1040px;
      margin: auto;
      align-items: start
    }

    .about-photo img {
      aspect-ratio: 3/4;
      border-radius: 4px;
      object-fit: cover;
      width: 100%
    }

    .about-content .eyebrow {
      text-align: left
    }

    .about-content h2 {
      color: var(--charcoal)
    }

    .philosophy-item {
      border-left: 2px solid var(--gold);
      padding-left: 16px;
      border-radius: 0;
      margin-bottom: 16px
    }

    .philosophy-item p {
      font-family: 'Cormorant Garamond', serif;
      font-style: italic;
      font-weight: 300;
      font-size: 17px;
      color: var(--text-dark);
      line-height: 1.5
    }

    .credentials-row {
      display: flex;
      flex-wrap: wrap;
      gap: 8px;
      margin-top: 24px
    }

    .credential-badge {
      border: 0.5px solid rgba(196, 160, 84, 0.4);
      border-radius: 20px;
      padding: 5px 14px;
      font-family: 'Montserrat', sans-serif;
      font-weight: 400;
      font-size: 10px;
      letter-spacing: 0.1em;
      text-transform: uppercase;
      color: var(--gold-muted);
      display: inline-flex
    }

    /* SCHEDULE */
    #schedule {
      background: var(--charcoal);
      padding: var(--pad-v) var(--pad-h);
      text-align: center
    }

    .meeting-types {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 12px;
      max-width: 680px;
      margin: 0 auto 24px
    }

    .meeting-type-card {
      border: 0.5px solid rgba(196, 160, 84, 0.18);
      border-radius: var(--radius);
      padding: 18px 20px;
      cursor: pointer;
      background: rgba(255, 255, 255, 0.02);
      transition: border-color var(--transition), background var(--transition);
      text-align: left
    }

    .meeting-type-card:hover {
      border-color: rgba(196, 160, 84, 0.45);
      background: rgba(196, 160, 84, 0.04)
    }

    .meeting-type-card.selected {
      border-color: var(--gold);
      background: rgba(196, 160, 84, 0.06)
    }

    .mt-duration {
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 9px;
      letter-spacing: 0.18em;
      text-transform: uppercase;
      color: var(--gold)
    }

    .mt-title {
      font-family: 'Cormorant Garamond', serif;
      font-weight: 400;
      font-size: 17px;
      color: var(--warm-white);
      margin: 4px 0
    }

    .mt-body {
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 11px;
      color: #5A5248;
      line-height: 1.5
    }

    .cal-wrap {
      max-width: 680px;
      margin: 0 auto;
      background: rgba(255, 255, 255, 0.03);
      border: 0.5px solid rgba(196, 160, 84, 0.15);
      border-radius: var(--radius);
      overflow: hidden
    }

    .intake-section {
      background: rgba(255, 255, 255, 0.02);
      border: 0.5px solid rgba(196, 160, 84, 0.12);
      border-radius: var(--radius);
      padding: 24px;
      max-width: 680px;
      margin: 20px auto 0
    }

    .intake-label {
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 9px;
      letter-spacing: 0.18em;
      text-transform: uppercase;
      color: var(--text-muted);
      margin-bottom: 16px;
      display: block
    }

    .intake-row {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 10px;
      margin-bottom: 10px
    }

    .intake-section select,
    .intake-section textarea {
      margin-bottom: 10px
    }

    .gcal-note {
      display: flex;
      align-items: center;
      gap: 7px;
      justify-content: center;
      margin-top: 12px;
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 9px;
      color: rgba(255, 255, 255, 0.2)
    }

    /* INSIGHTS */
    #insights {
      background: var(--warm-cream);
      padding: var(--pad-v) var(--pad-h);
      text-align: center
    }

    .insights-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 20px;
      margin-top: 48px;
      text-align: left
    }

    .article-card {
      cursor: pointer;
      position: relative
    }

    .card-img {
      height: 160px;
      background: var(--charcoal);
      border-radius: var(--radius) var(--radius) 0 0;
      overflow: hidden;
      position: relative;
      display: flex;
      align-items: center;
      justify-content: center
    }

    .card-img svg {
      opacity: 0.06
    }

    .card-img .card-img-cat {
      position: absolute;
      bottom: 10px;
      left: 14px;
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-style: italic;
      font-size: 11px;
      color: rgba(196, 160, 84, 0.6)
    }

    .card-body {
      padding: 18px 20px 22px
    }

    .card-cat {
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 9px;
      letter-spacing: 0.22em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 8px;
      display: block
    }

    .card-title {
      font-family: 'Cormorant Garamond', serif;
      font-weight: 400;
      font-size: 17px;
      color: var(--text-dark);
      line-height: 1.3;
      margin-bottom: 10px
    }

    .card-excerpt {
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 12px;
      color: #6A6460;
      line-height: 1.7;
      display: -webkit-box;
      -webkit-line-clamp: 3;
      line-clamp: 3;
      -webkit-box-orient: vertical;
      overflow: hidden
    }

    .card-meta {
      display: flex;
      justify-content: space-between;
      align-items: center;
      margin-top: 14px
    }

    .card-read {
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 9px;
      color: var(--gold);
      text-decoration: none;
      display: flex;
      align-items: center;
      gap: 4px
    }

    .card-time {
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 9px;
      color: #B0A898
    }

    .article-detail {
      display: none;
      background: #FFF;
      border: 0.5px solid rgba(196, 160, 84, 0.25);
      border-radius: var(--radius);
      padding: 28px 32px;
      margin-bottom: 20px;
      max-width: 820px;
      margin-left: auto;
      margin-right: auto;
      text-align: left
    }

    .article-detail.open {
      display: block
    }

    .article-detail h4 {
      font-family: 'Cormorant Garamond', serif;
      font-weight: 400;
      font-size: 24px;
      color: var(--text-dark);
      margin-bottom: 16px
    }

    .article-detail p {
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 14px;
      color: #4A4640;
      line-height: 1.8;
      margin-bottom: 14px
    }

    .article-detail .disclaimer {
      font-style: italic;
      font-size: 11px;
      color: #8A8078
    }

    .article-close {
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 9px;
      color: #8A8078;
      cursor: pointer;
      display: block;
      margin-top: 20px;
      background: none;
      border: none;
      text-transform: uppercase;
      letter-spacing: 0.14em
    }

    .lead-magnet {
      background: var(--charcoal);
      border-radius: 0 10px 10px 0;
      margin-top: 40px;
      padding: 28px 32px;
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 24px;
      flex-wrap: wrap;
      border-left: 3px solid var(--gold);
      text-align: left
    }

    .lm-left {
      display: flex;
      gap: 16px;
      align-items: flex-start;
      flex: 1
    }

    .lm-title {
      font-family: 'Cormorant Garamond', serif;
      font-weight: 400;
      font-size: 20px;
      color: var(--warm-white)
    }

    .lm-sub {
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 13px;
      color: var(--text-mid);
      margin-top: 4px
    }

    .lm-chips {
      display: flex;
      flex-wrap: wrap;
      gap: 6px;
      margin-top: 10px
    }

    .lm-chip {
      border: 0.5px solid rgba(196, 160, 84, 0.25);
      border-radius: 20px;
      padding: 3px 10px;
      font-family: 'Montserrat', sans-serif;
      font-weight: 400;
      font-size: 8px;
      letter-spacing: 0.1em;
      color: var(--gold-muted);
      display: inline-block
    }

    .lm-form {
      min-width: 240px
    }

    .lm-form input {
      margin-bottom: 0
    }

    /* FOOTER */
    footer {
      background: var(--charcoal-deep)
    }

    .footer-grid {
      display: grid;
      grid-template-columns: 1.6fr 1fr 1fr;
      gap: 40px;
      padding: 56px 60px;
      max-width: var(--max-width);
      margin: auto
    }

    .footer-brand {
      display: flex;
      align-items: center;
      gap: 8px
    }

    .footer-brand-name {
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 11px;
      letter-spacing: 0.2em;
      text-transform: uppercase;
      color: var(--warm-white)
    }

    .footer-sub {
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 12px;
      color: var(--text-muted);
      margin-top: 6px
    }

    .footer-contact {
      margin-top: 16px
    }

    .footer-contact a,
    .footer-contact span {
      display: block;
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 11px;
      color: #3A3630;
      margin-top: 4px;
      text-decoration: none;
      transition: color var(--transition)
    }

    .footer-contact a:hover {
      color: var(--gold)
    }

    .footer-col-label {
      font-family: 'Montserrat', sans-serif;
      font-weight: 500;
      font-size: 9px;
      letter-spacing: 0.2em;
      text-transform: uppercase;
      color: #3A3630;
      margin-bottom: 16px;
      display: block
    }

    .footer-nav {
      list-style: none
    }

    .footer-nav a {
      display: block;
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 12px;
      color: #4A4640;
      padding: 5px 0;
      transition: color var(--transition);
      text-decoration: none
    }

    .footer-nav a:hover {
      color: var(--gold)
    }

    .footer-linkedin {
      margin-top: 16px;
      display: block
    }

    .footer-linkedin svg {
      transition: color var(--transition)
    }

    .compliance-disclosure {
      border-top: 0.5px solid rgba(255, 255, 255, 0.06);
      padding: 20px 60px;
      font-family: 'Montserrat', sans-serif;
      font-weight: 300;
      font-size: 11px;
      color: #2E2C28;
      line-height: 1.6
    }

    .footer-bottom {
      background: #0E0E10;
      padding: 12px 60px;
    }

    /* ══════════════════════════════════════════
       BOOKING CALENDAR WIDGET
    ══════════════════════════════════════════ */
    .booking-widget {
      max-width: 680px;
      margin: 0 auto;
    }

    /* Step indicator */
    .booking-steps {
      display: flex;
      align-items: center;
      justify-content: center;
      gap: 0;
      margin-bottom: 28px;
    }

    .bstep {
      display: flex;
      align-items: center;
      gap: 8px;
      font-size: 9px;
      font-weight: 500;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      color: var(--text-muted);
      transition: color 0.3s;
    }

    .bstep.active {
      color: var(--gold);
    }

    .bstep.done {
      color: rgba(196, 160, 84, 0.5);
    }

    .bstep-num {
      width: 22px;
      height: 22px;
      border-radius: 50%;
      border: 0.5px solid currentColor;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 10px;
      transition: background 0.3s, border-color 0.3s;
    }

    .bstep.active .bstep-num {
      background: var(--gold);
      color: var(--charcoal);
      border-color: var(--gold);
    }

    .bstep-sep {
      width: 32px;
      height: 0.5px;
      background: rgba(196, 160, 84, 0.2);
      margin: 0 6px;
    }

    /* Loading spinner */
    .cal-loading {
      text-align: center;
      padding: 48px 0;
      color: var(--text-mid);
      font-size: 12px;
      font-weight: 300;
      letter-spacing: 0.06em;
    }

    .cal-spinner {
      width: 32px;
      height: 32px;
      border: 1px solid rgba(196, 160, 84, 0.2);
      border-top-color: var(--gold);
      border-radius: 50%;
      animation: spin 0.9s linear infinite;
      margin: 0 auto 14px;
    }

    @keyframes spin {
      to {
        transform: rotate(360deg);
      }
    }

    /* Error state */
    .cal-error {
      text-align: center;
      padding: 32px;
      background: rgba(226, 75, 74, 0.05);
      border: 0.5px solid rgba(226, 75, 74, 0.2);
      border-radius: var(--radius);
      color: #F09595;
      font-size: 12px;
      line-height: 1.7;
    }

    .cal-error-retry {
      margin-top: 12px;
      font-size: 10px;
      font-weight: 500;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      color: var(--gold);
      cursor: pointer;
      border: none;
      background: transparent;
      padding: 0;
    }

    /* Month navigation */
    .cal-month-nav {
      display: flex;
      align-items: center;
      justify-content: space-between;
      margin-bottom: 16px;
    }

    .cal-month-title {
      font-family: 'Cormorant Garamond', serif;
      font-weight: 400;
      font-size: 18px;
      letter-spacing: 0.06em;
      color: var(--warm-white);
    }

    .cal-nav-btn {
      width: 32px;
      height: 32px;
      border: 0.5px solid rgba(196, 160, 84, 0.25);
      border-radius: 4px;
      background: transparent;
      color: var(--gold);
      cursor: pointer;
      display: flex;
      align-items: center;
      justify-content: center;
      transition: background var(--transition), border-color var(--transition);
    }

    .cal-nav-btn:hover {
      background: rgba(196, 160, 84, 0.08);
      border-color: var(--gold);
    }

    .cal-nav-btn:disabled {
      opacity: 0.3;
      cursor: not-allowed;
    }

    /* Calendar grid */
    .cal-grid-wrap {
      background: rgba(255, 255, 255, 0.03);
      border: 0.5px solid rgba(196, 160, 84, 0.15);
      border-radius: var(--radius);
      padding: 20px;
    }

    .cal-day-labels {
      display: grid;
      grid-template-columns: repeat(7, 1fr);
      margin-bottom: 8px;
    }

    .cal-day-label {
      font-size: 8px;
      font-weight: 500;
      letter-spacing: 0.12em;
      text-transform: uppercase;
      color: var(--text-muted);
      text-align: center;
      padding: 4px 0;
    }

    .cal-days {
      display: grid;
      grid-template-columns: repeat(7, 1fr);
      gap: 4px;
    }

    .cal-day {
      aspect-ratio: 1;
      display: flex;
      align-items: center;
      justify-content: center;
      border-radius: 4px;
      font-size: 12px;
      font-weight: 300;
      color: var(--text-muted);
      cursor: default;
      transition: background var(--transition), color var(--transition);
      position: relative;
    }

    .cal-day.has-slots {
      color: var(--warm-white);
      cursor: pointer;
      border: 0.5px solid rgba(196, 160, 84, 0.2);
    }

    .cal-day.has-slots:hover {
      background: rgba(196, 160, 84, 0.1);
      border-color: var(--gold);
      color: var(--gold);
    }

    .cal-day.selected {
      background: var(--gold);
      color: var(--charcoal);
      font-weight: 500;
      border-color: var(--gold);
    }

    .cal-day.today {
      border: 0.5px solid rgba(196, 160, 84, 0.4);
    }

    .cal-day.empty,
    .cal-day.past {
      opacity: 0.2;
    }

    /* Small dot indicating availability */
    .cal-day.has-slots::after {
      content: '';
      position: absolute;
      bottom: 3px;
      left: 50%;
      transform: translateX(-50%);
      width: 3px;
      height: 3px;
      border-radius: 50%;
      background: var(--gold);
    }

    .cal-day.selected::after {
      background: var(--charcoal);
    }

    /* Time slot picker */
    .time-slots-section {
      margin-top: 16px;
      display: none;
    }

    .time-slots-section.visible {
      display: block;
    }

    .ts-date-label {
      font-size: 9px;
      font-weight: 500;
      letter-spacing: 0.18em;
      text-transform: uppercase;
      color: var(--text-muted);
      margin-bottom: 12px;
      display: block;
    }

    .time-slots-grid {
      display: flex;
      flex-wrap: wrap;
      gap: 8px;
    }

    .time-slot-btn {
      font-size: 11px;
      font-weight: 400;
      letter-spacing: 0.06em;
      padding: 8px 16px;
      border: 0.5px solid rgba(255, 255, 255, 0.1);
      border-radius: 4px;
      background: transparent;
      color: var(--text-mid);
      cursor: pointer;
      transition: all var(--transition);
    }

    .time-slot-btn:hover {
      border-color: var(--gold);
      color: var(--gold);
    }

    .time-slot-btn.selected {
      background: var(--gold);
      color: var(--charcoal);
      border-color: var(--gold);
      font-weight: 500;
    }

    /* Booking form */
    .booking-form-section {
      display: none;
      margin-top: 16px;
    }

    .booking-form-section.visible {
      display: block;
    }

    .booking-summary {
      background: rgba(196, 160, 84, 0.06);
      border: 0.5px solid rgba(196, 160, 84, 0.25);
      border-radius: 6px;
      padding: 12px 16px;
      margin-bottom: 16px;
      font-size: 12px;
      color: var(--warm-white);
      line-height: 1.6;
    }

    .booking-summary strong {
      color: var(--gold);
      font-weight: 500;
    }

    .form-row {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 10px;
      margin-bottom: 10px;
    }

    .form-field {
      margin-bottom: 10px;
    }

    .field-label {
      font-size: 9px;
      font-weight: 500;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      color: var(--text-muted);
      display: block;
      margin-bottom: 5px;
    }

    .booking-input,
    .booking-select,
    .booking-textarea {
      width: 100%;
      background: rgba(255, 255, 255, 0.04);
      border: 0.5px solid rgba(255, 255, 255, 0.1);
      border-radius: 4px;
      padding: 10px 13px;
      font-family: 'Montserrat', sans-serif;
      font-size: 12px;
      font-weight: 300;
      color: var(--warm-white);
      outline: none;
      transition: border-color var(--transition);
    }

    .booking-select {
      background: #232325;
      color: var(--text-mid);
      -webkit-appearance: none;
      appearance: none;
      cursor: pointer;
    }

    .booking-textarea {
      min-height: 72px;
      resize: vertical;
    }

    .booking-input:focus,
    .booking-select:focus,
    .booking-textarea:focus {
      border-color: rgba(196, 160, 84, 0.5);
    }

    .booking-input.error,
    .booking-select.error {
      border-color: rgba(226, 75, 74, 0.6);
    }

    .field-error {
      font-size: 9px;
      color: #F09595;
      margin-top: 3px;
      display: none;
    }

    .field-error.visible {
      display: block;
    }

    .booking-submit {
      width: 100%;
      padding: 14px;
      background: var(--gold);
      color: var(--charcoal);
      font-family: 'Montserrat', sans-serif;
      font-size: 10px;
      font-weight: 500;
      letter-spacing: 0.22em;
      text-transform: uppercase;
      border: none;
      border-radius: 4px;
      cursor: pointer;
      transition: opacity var(--transition), transform 0.15s;
      margin-top: 8px;
      position: relative;
    }

    .booking-submit:hover {
      opacity: 0.88;
      transform: translateY(-1px);
    }

    .booking-submit:disabled {
      opacity: 0.5;
      cursor: not-allowed;
      transform: none;
    }

    .submit-loading {
      display: inline-flex;
      align-items: center;
      gap: 8px;
    }

    .submit-spinner {
      width: 14px;
      height: 14px;
      border: 1.5px solid rgba(28, 28, 30, 0.3);
      border-top-color: var(--charcoal);
      border-radius: 50%;
      animation: spin 0.8s linear infinite;
    }

    /* Back button */
    .back-btn {
      display: inline-flex;
      align-items: center;
      gap: 6px;
      font-size: 9px;
      font-weight: 500;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      color: var(--text-muted);
      background: transparent;
      border: none;
      cursor: pointer;
      padding: 0;
      margin-bottom: 16px;
      transition: color var(--transition);
    }

    .back-btn:hover {
      color: var(--gold);
    }

    /* Confirmation state */
    .booking-confirmed {
      display: none;
      text-align: center;
      padding: 32px 24px;
      background: rgba(255, 255, 255, 0.03);
      border: 0.5px solid rgba(196, 160, 84, 0.2);
      border-radius: var(--radius);
    }

    .booking-confirmed.visible {
      display: block;
    }

    .conf-check {
      width: 56px;
      height: 56px;
      border-radius: 50%;
      border: 0.5px solid var(--gold);
      display: flex;
      align-items: center;
      justify-content: center;
      margin: 0 auto 20px;
    }

    .conf-title {
      font-family: 'Cormorant Garamond', serif;
      font-style: italic;
      font-weight: 300;
      font-size: 22px;
      color: var(--warm-white);
      margin-bottom: 10px;
    }

    .conf-details {
      font-size: 13px;
      font-weight: 300;
      color: var(--text-mid);
      line-height: 1.75;
      margin-bottom: 16px;
    }

    .conf-email-note {
      font-size: 11px;
      font-weight: 300;
      color: rgba(196, 160, 84, 0.6);
      font-style: italic;
    }

    .book-another-btn {
      margin-top: 20px;
      font-size: 9px;
      font-weight: 500;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      color: var(--text-muted);
      background: transparent;
      border: 0.5px solid rgba(255, 255, 255, 0.1);
      border-radius: 4px;
      padding: 8px 16px;
      cursor: pointer;
      transition: all var(--transition);
    }

    .book-another-btn:hover {
      color: var(--gold);
      border-color: var(--gold);
    }

    /* Responsive */
    @media (max-width: 600px) {
      .form-row {
        grid-template-columns: 1fr;
      }

      .time-slots-grid {
        gap: 6px;
      }

      .time-slot-btn {
        padding: 7px 12px;
        font-size: 10px;
      }
    }

    /* ══════════════════════════════════════════
   MOBILE RESPONSIVE FIXES
══════════════════════════════════════════ */
    @media (max-width: 768px) {

      /* Prevent horizontal overflow globally */
      html,
      body {
        overflow-x: hidden;
        max-width: 100%;
      }

      /* Nav: hide desktop links, show hamburger */
      .nav-links,
      .btn-nav-cta {
        display: none;
      }

      .hamburger-btn {
        display: block;
      }

      .nav-inner {
        padding: 0 20px;
      }

      /* Hero padding */
      #hero {
        padding: 100px 20px 60px;
      }

      /* Section padding */
      #who-we-serve,
      #services,
      #process,
      #about,
      #schedule,
      #insights {
        padding: 64px 20px;
      }

      /* Grids → single column */
      .persona-grid,
      .service-grid,
      .insights-grid {
        grid-template-columns: 1fr;
      }

      /* Process: stack vertically */
      .process-grid {
        grid-template-columns: 1fr;
        gap: 40px;
      }

      .process-grid::before {
        display: none;
      }

      /* About: stack photo above text */
      .about-grid {
        grid-template-columns: 1fr;
        gap: 32px;
      }

      .about-photo img {
        max-width: 260px;
        margin: 0 auto;
      }

      #will-trust-detail {
        grid-template-columns: 1fr;
        padding: 28px 20px;
        gap: 32px;
        border-radius: 8px;
      }

      .includes-grid {
        grid-template-columns: 1fr;
      }

      /* Meeting type cards: stack */
      .meeting-types {
        grid-template-columns: 1fr;
      }

      /* Booking steps: tighten spacing */
      .booking-steps {
        gap: 0;
        font-size: 8px;
      }

      .bstep span {
        display: none;
        /* show only numbers on small screens */
      }

      /* Lead magnet: stack */
      .lead-magnet {
        flex-direction: column;
        gap: 20px;
        padding: 24px 20px;
      }

      .lm-form {
        min-width: unset;
        width: 100%;
      }

      /* Footer */
      .footer-grid {
        grid-template-columns: 1fr;
        padding: 40px 20px;
        gap: 28px;
      }

      .compliance-disclosure {
        padding: 20px;
      }

      .footer-bottom {
        padding: 12px 20px;
        display: flex;
        flex-direction: column;
        gap: 4px;
        font-size: 10px;
      }
    }


/* ============================================================
   MULTI-PAGE ADDITIONS  (nav / page-hero / video / cta / contact)
   ============================================================ */
.page-hero{
  background:var(--charcoal);
  padding:clamp(118px,16vw,168px) var(--pad-h) clamp(46px,7vw,72px);
  text-align:center;position:relative;overflow:hidden;
  border-bottom:.5px solid rgba(196,160,84,.15);
}
.page-hero .eyebrow{color:var(--gold)}
.page-hero h1{
  color:var(--warm-white);font-family:'Cormorant Garamond',serif;font-weight:300;
  font-size:clamp(2.1rem,5vw,3.3rem);line-height:1.12;margin:10px auto 0;max-width:820px;
}
.page-hero-sub{
  font-family:'Montserrat',sans-serif;font-weight:300;font-size:15px;
  color:var(--text-mid);max-width:620px;margin:18px auto 0;line-height:1.7;
}

/* Video */
.video-section{background:var(--charcoal);padding:var(--pad-v) var(--pad-h);text-align:center}
.video-section.light{background:var(--warm-cream)}
.video-inner{max-width:920px;margin:auto}
.video-section h2{color:var(--warm-white)}
.video-section.light h2{color:var(--text-dark)}
.video-section .vsub{font-family:'Montserrat',sans-serif;font-weight:300;font-size:15px;
  color:var(--text-mid);max-width:600px;margin:8px auto 0;line-height:1.7}
.video-embed{position:relative;width:100%;padding-top:56.25%;margin-top:34px;
  border-radius:var(--radius);overflow:hidden;border:.5px solid var(--border-gold);background:#0d0d0f}
.video-embed iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.video-placeholder{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;
  justify-content:center;gap:12px;color:rgba(245,240,232,.5);font-family:'Montserrat',sans-serif;
  font-weight:300;font-size:13px;letter-spacing:.06em;text-align:center;padding:24px}

/* CTA band */
.cta-band{background:var(--charcoal-deep);padding:clamp(58px,8vw,86px) var(--pad-h);text-align:center;
  border-top:.5px solid rgba(196,160,84,.15)}
.cta-band .eyebrow{color:var(--gold)}
.cta-band h2{color:var(--warm-white);max-width:640px;margin:8px auto 12px}
.cta-band p{font-family:'Montserrat',sans-serif;font-weight:300;font-size:15px;color:var(--text-mid);
  max-width:560px;margin:0 auto 28px;line-height:1.7}

/* Section "view all" link */
.section-more{display:block;width:fit-content;margin:44px auto 0;font-family:'Montserrat',sans-serif;
  font-weight:500;font-size:10px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);
  text-decoration:none;border-bottom:.5px solid var(--gold);padding-bottom:3px;transition:opacity var(--transition)}
.section-more:hover{opacity:.7}

/* Contact */
#contact{background:var(--warm-cream);padding:var(--pad-v) var(--pad-h);text-align:center}
.contact-grid{max-width:940px;margin:36px auto 0;display:grid;
  grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:20px}
.contact-card{background:#fff;border:.5px solid rgba(28,28,30,.08);border-radius:var(--radius);
  padding:30px 24px;text-align:center}
.contact-card .ci{width:42px;height:42px;margin:0 auto 15px;display:flex;align-items:center;
  justify-content:center;border:.5px solid var(--border-gold);border-radius:50%}
.contact-card .cl{font-family:'Montserrat',sans-serif;font-weight:500;font-size:10px;letter-spacing:.16em;
  text-transform:uppercase;color:var(--gold-muted);display:block;margin-bottom:8px}
.contact-card a,.contact-card .cv{font-family:'Montserrat',sans-serif;font-weight:400;font-size:14px;
  color:var(--text-dark);text-decoration:none;line-height:1.65}
.contact-card a:hover{color:var(--gold-muted)}

/* ---- Financial education video grid ---- */
#education{background:var(--charcoal-deep);padding:var(--pad-v) var(--pad-h);text-align:center;
  border-top:.5px solid rgba(196,160,84,.15)}
#education h2{color:var(--warm-white)}
#education .vsub{font-family:'Montserrat',sans-serif;font-weight:300;font-size:15px;color:var(--text-mid);
  max-width:600px;margin:8px auto 0;line-height:1.7}
.edu-grid{max-width:var(--max-width);margin:38px auto 0;display:grid;
  grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:28px}
.edu-card{text-align:left}
.edu-card .video-embed{margin-top:0}
.edu-card h3{font-family:'Cormorant Garamond',serif;font-weight:400;font-size:1.4rem;
  color:var(--warm-white);margin:18px 0 6px}
.edu-card p{font-family:'Montserrat',sans-serif;font-weight:300;font-size:13.5px;
  color:var(--text-mid);line-height:1.65}


/* ============================================================
   FUNNEL: lead-magnet band + dual CTA
   ============================================================ */
.brief-band{background:var(--charcoal);padding:clamp(56px,8vw,86px) var(--pad-h);
  border-top:.5px solid rgba(196,160,84,.18);border-bottom:.5px solid rgba(196,160,84,.18)}
.brief-band.light{background:var(--charcoal-deep)}
.brief-inner{max-width:var(--max-width);margin:auto;display:grid;
  grid-template-columns:1.15fr .85fr;gap:clamp(28px,5vw,64px);align-items:center}
.brief-copy .eyebrow{color:var(--gold)}
.brief-copy h2{color:var(--warm-white);text-align:left;margin:10px 0 0}
.brief-sub{font-family:'Montserrat',sans-serif;font-weight:300;font-size:15px;line-height:1.75;
  color:var(--text-mid);margin:14px 0 20px;max-width:520px}
.brief-list{list-style:none;display:flex;flex-direction:column;gap:9px}
.brief-list li{position:relative;padding-left:22px;font-family:'Montserrat',sans-serif;font-weight:300;
  font-size:13.5px;line-height:1.6;color:rgba(245,240,232,.72)}
.brief-list li::before{content:"";position:absolute;left:0;top:7px;width:9px;height:5px;
  border-left:1.4px solid var(--gold);border-bottom:1.4px solid var(--gold);transform:rotate(-45deg)}
.brief-formwrap{background:rgba(255,255,255,.025);border:.5px solid var(--border-gold);
  border-radius:var(--radius);padding:clamp(24px,3vw,32px)}
.brief-label{display:block;font-family:'Montserrat',sans-serif;font-weight:500;font-size:10px;
  letter-spacing:.16em;text-transform:uppercase;color:var(--gold);margin-bottom:10px}
.brief-input{width:100%;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.12);
  border-radius:4px;padding:13px;color:var(--warm-white);font-family:'Montserrat',sans-serif;
  font-size:14px;outline:none;transition:border-color var(--transition)}
.brief-input:focus{border-color:var(--gold)}
.brief-input::placeholder{color:rgba(245,240,232,.32)}
.brief-btn{width:100%;margin-top:10px;padding:13px 20px;text-align:center;cursor:pointer;border:none}
.brief-fine{font-family:'Montserrat',sans-serif;font-weight:300;font-size:10.5px;line-height:1.6;
  color:var(--text-muted);text-align:center;margin-top:12px}

/* secondary / low-friction CTA under a primary button */
.cta-alt{display:block;margin-top:16px;font-family:'Montserrat',sans-serif;font-weight:300;
  font-size:12.5px;color:var(--text-mid);text-align:center}
.cta-alt a{color:var(--gold);text-decoration:none;border-bottom:.5px solid rgba(196,160,84,.4);
  padding-bottom:2px;transition:opacity var(--transition)}
.cta-alt a:hover{opacity:.72}

@media(max-width:860px){
  .brief-inner{grid-template-columns:1fr;gap:30px}
  .brief-copy h2{text-align:left}
}